Shop Pay Installments

Discover how to simplify your shopping experience with Shop Pay Installments. It's easy to shop smarter and manage your budget without breaking the bank.

How It Works

Simply add your favorite items to your cart, and check out using Shop Pay. During checkout, you'll have the opportunity to choose the option to pay in installments. Your first payment will be charged at checkout, while the remaining payments are automatically deducted from your card based on the payment plan you selected. Plus, you will receive email reminders before each payment, so you stay organized and never miss a deadline.

Buy Now, Pay Later

With Shop Pay, you can seamlessly incorporate the buy now, pay later messaging into your online store banner. When you choose Shop Pay at checkout, you can split your total into flexible installment payments. Enjoy quick approvals, flexible payment plans, and the peace of mind that comes with no late fees.

Benefits of Shop Pay Installments

  • Quick Decision: Get an instant decision on your eligibility.
  • Flexible Payments: Opt for convenient bi-weekly or monthly payments.
  • No Surprises: Say goodbye to late and hidden fees!

Frequently Asked Questions

What is the pay in installments option on Shop Pay? It allows you to divide your total amount into four equal biweekly payments with 0% APR, or monthly installments with no hidden fees.

Can I use Shop Pay Installments internationally? Currently, this option is available only to customers with a U.S. billing address and phone number.

Is there a spending limit for Shop Pay Installments? Yes, you can spend up to $30,000 USD or CAD on a single order, including discounts and taxes.

Can I shop in-store with Shop Pay Installments? Yes! Shop Pay Installments are available at our retail locations.

Do I face any late fees? No, we do not charge late fees for missed payments. However, it might affect your credit score.

Making Returns

If you need to return an item purchased with installments, contact the store where you made the purchase for their return policy. Refunds will be processed within 3-10 business days and will be applied back to your original payment method, adjusting your payment plan accordingly.

Embrace the flexibility that Shop Pay Installments offers and make your shopping more accessible and hassle-free today!